About AT1

Actuarial Infrastructure for Real-Time ALM

AT1 builds the actuarial, capital, and ALM infrastructure that unifies liability modeling, solvency intelligence, and real-time portfolio optimization for insurers and asset managers.

Our Mission

Bring transparency, solvency intelligence, and capital efficiency to global insurance markets through deterministic, programmable actuarial systems.

Our Vision

Build the foundational compute layer behind the next generation of digital insurers, asset managers, and balance-sheet platforms.

What We Build

The AT1 → 1LX Balance-Sheet Pipeline

A unified pipeline from policies and liabilities to capital measures and real-time ALM optimization.
LiabilitiesActuarial EngineCapital EngineALM OptimizerInvestment Systems
Cashflow Engine
Project policy-level cash flows with standardized assumptions for premiums, benefits, expenses, decrements, and reinvestment strategies.
Reserve Engine
Compute statutory, GAAP, and economic reserves with transparent models, assumptions, and valuation bases.
Capital Measures
Calculate RBC, economic capital, liquidity requirements, and capital absorption in real time as portfolios and liabilities move.
ALM Optimization
Optimize asset allocations for yield, duration match, and capital efficiency under real-world constraints.
Risk & Constraint Mapping
Encode mandates, limits, risk appetites, and governance standards directly into the ALM engine.
Investment Integration
Connect to investment systems, portfolios, and order workflows to turn ALM insights into executable trades.

Our Story

AT1 was founded by actuaries, engineers, and financial operators who have worked across life and annuity ALM, risk-based capital, consulting, and insurance-focused private equity. Our experience spans global insurers, asset managers, and reinsurance platforms—building the models, capital frameworks, and operating systems that sit behind real-world balance sheets.

Founder
Iysam Atwan
Founder & CEO, AT1

Iysam Atwan is an actuary, former management consultant, and insurance private equity executive. His work spans ALM, risk-based capital, annuity pricing, reinsurance structuring, and actuarial modeling across global insurers and asset managers.

Graduated 1st in class at Universidad Adolfo Ibáñez (Chile)
Index Quant Research (DBIQ), Deutsche Bank
Life actuary pricing annuities and building risk-based capital models at Zurich
Actuarial manager & SME on risk-based capital frameworks at EY
MBA, MIT Sloan — Finance specialization
Management consultant at Oliver Wyman and BCG advising leading insurers
Insurance private equity & reinsurance at Antarctica Capital

Our Commitments

Deterministic Compute
Every liability, reserve, and capital number is reproducible, auditable, and traceable back to assumptions and models.
Enterprise Integrations
Built to plug into investment systems, custodians, risk engines, and order workflows—without ripping out existing infrastructure.
Actuarial Rigor
Grounded in statutory, GAAP, and economic modeling fundamentals with support for governance-grade validation.
Balance-Sheet First
Infrastructure designed for insurers, asset managers, regulators, and capital providers—not consumer apps.

About Us

About Us

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AT1 builds actuarial and ALM infrastructure for the digital balance sheet era.

Copyright © 2025 AT1 Capital LLC. All rights reserved.

Footer Logo

AT1 builds actuarial and ALM infrastructure for the digital balance sheet era.

Copyright © 2025 AT1 Capital LLC. All rights reserved.