Real-Time Insurance ALM Infrastructure

Introducing 1LX — AT1’s Real-Time ALM Engine

Eliminate Yield Leakage With Real-Time ALM

Eliminate Yield Leakage With Real-Time ALM

Real-time ALM infrastructure for insurers and asset managers.

AT1 provides real-time ALM, liability modeling, and balance-sheet optimization as a managed service.
We quantify yield leakage, optimize asset–liability alignment, and replace static quarterly processes with continuous balance-sheet intelligence.

AT1 provides real-time ALM, liability modeling, and balance-sheet optimization as a managed service.
We quantify yield leakage, optimize asset–liability alignment, and replace static quarterly processes with continuous balance-sheet intelligence.

Estimated yield recaptured
20–100+
bps / year
Moving from static to real-time ALM across multiple leakage channels.
This scenario
53
bps
Estimated yield at stake per year (animated sample).
Reinvestment drag
25.0 bps
Duration drift
15.0 bps
Liquidity buffers
12.5 bps
Random sample
Estimated yield recaptured
20–100+
bps / year
Moving from static to real-time ALM across multiple leakage channels.
This scenario
53
bps
Estimated yield at stake per year (animated sample).
Reinvestment drag
25.0 bps
Duration drift
15.0 bps
Liquidity buffers
12.5 bps
Random sample
Estimated yield recaptured
20–100+
bps / year
Moving from static to real-time ALM across multiple leakage channels.
This scenario
53
bps
Estimated yield at stake per year (animated sample).
Reinvestment drag
25.0 bps
Duration drift
15.0 bps
Liquidity buffers
12.5 bps
Random sample

ALM as a Service, Powered by 1LX

ALM as a Service, Powered by 1LX

ALM as a Service, Powered by 1LX

AT1 delivers continuous ALM as a managed service, powered by the 1LX actuarial and optimization engine.

AT1 delivers continuous ALM as a managed service, powered by the 1LX actuarial and optimization engine.

ALM Control Tower

ALM Control Tower

ALM Control Tower

1LX Actuarial & Capital Engine

1LX Actuarial & Capital Engine

1LX Actuarial & Capital Engine

Portfolio Optimization & Rebalancing Engine

Portfolio Optimization & Rebalancing Engine

Portfolio Optimization & Rebalancing Engine

AT1 also partners with select asset managers and sponsors to launch insurance platforms built on 1LX.

AT1 also partners with select asset managers and sponsors to launch insurance platforms built on 1LX.

Actuarial Infrastructure for Real-Time ALM

Actuarial Infrastructure for Real-Time ALM

Actuarial Infrastructure for Real-Time ALM

AT1 delivers continuous ALM as a managed service, powered by the 1LX actuarial and optimization engine.

AT1 builds the actuarial and ALM infrastructure that enables continuous asset–liability alignment, capital efficiency, and real-time solvency intelligence.

Actuarial Infrastructure Partner

Actuarial Infrastructure Partner

AT1 develops foundational actuarial, capital, and ALM infrastructure for insurers and asset managers — providing the core engines that power liability modeling, solvency analytics, and balance-sheet optimization.

Real-Time ALM Platform

Real-Time ALM Platform

1LX is AT1’s real-time ALM platform, integrating actuarial compute, capital measures, and portfolio optimization into a unified engine.
1LX powers both ALM-as-a-Service and in-house actuarial and investment teams.

Why Real-Time ALM Matters

Why Real-Time ALM Matters

When liabilities become transparent, dynamic, and continuously updated, ALM shifts from a quarterly committee exercise to an always-on balance-sheet operating system.

When liabilities become transparent, dynamic, and continuously updated, ALM shifts from a quarterly committee exercise to an always-on balance-sheet operating system.

benefit

Unlock Hidden Yield

Continuous ALM alignment reduces parking drag, deployment lag, and duration drift—letting insurers safely move out the curve and into higher-yielding credit while staying within constraints.

benefit

Unlock Hidden Yield

Continuous ALM alignment reduces parking drag, deployment lag, and duration drift—letting insurers safely move out the curve and into higher-yielding credit while staying within constraints.

benefit

Unlock Hidden Yield

Continuous ALM alignment reduces parking drag, deployment lag, and duration drift—letting insurers safely move out the curve and into higher-yielding credit while staying within constraints.

Capital Confidence Before You Deploy

Real-time visibility into reserves, capital, and liquidity eliminates surprises—improving deployment decisions and capital efficiency on every trade.

Capital Confidence Before You Deploy

Real-time visibility into reserves, capital, and liquidity eliminates surprises—improving deployment decisions and capital efficiency on every trade.

Capital Confidence Before You Deploy

Real-time visibility into reserves, capital, and liquidity eliminates surprises—improving deployment decisions and capital efficiency on every trade.

Future-Ready Architecture

Future-Ready Architecture

Future-Ready Architecture

1LX is built as a high-performance actuarial and ALM engine with standardized liability models and interoperable APIs — designed to integrate with existing systems and support the modernization of insurance balance sheets.

The Future of Actuarial Infrastructure Starts Here.

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AT1 builds actuarial, capital, and ALM infrastructure for institutional insurance platforms.

Updates from 1LX

Occasional updates on platform development, research, and real-time ALM infrastructure.

Copyright © 2025 AT1 Capital LLC. All rights reserved. New York, NY.

Footer Logo

AT1 builds actuarial, capital, and ALM infrastructure for institutional insurance platforms.

Updates from 1LX

Occasional updates on platform development, research, and real-time ALM infrastructure.

Copyright © 2025 AT1 Capital LLC. All rights reserved. New York, NY.

Footer Logo

AT1 builds actuarial, capital, and ALM infrastructure for institutional insurance platforms.

Updates from 1LX

Occasional updates on platform development, research, and real-time ALM infrastructure.

Copyright © 2025 AT1 Capital LLC.

All rights reserved. New York, NY.