1LX
1LX — Real-time ALM engine
A continuous system for liability modeling, capital analytics, and portfolio optimization.
What 1LX does
Translates insurance liabilities into live cashflow and duration views
Calculates reserve and capital analytics alongside investment constraints
Optimizes allocation decisions with liability-aware portfolio context
How it works
Step 01
Ingest policy, liability, and market data
Step 02
Generate liability cashflows and capital views
Step 03
Run portfolio and balance sheet optimization under constraints
Step 04
Surface continuous outputs for monitoring, rebalance, and execution
Why real-time ALM matters
Real-time ALM compresses the gap between liability change, capital impact, and portfolio action. That reduces delay, improves visibility, and turns the balance sheet into an operating system instead of a periodic report.
Decision Loop
Liability change
Capital impact
Portfolio action
Updated balance sheet state